Collapse Damage Claim

Collapse Cases Are Commonly Catastrophic

An average of homeowners policy usually contains coverage for a collapse. However, the term collapse is specifically defined as a portion of the building or the building itself sustaining an abrupt falling down. However courts have construed this to mean even an inch or two. In this regard if you have a balcony on your house that has fallen even if it’s only an inch your claim may be covered under the collapse provision of your policy. Careful reading of your policy as required though. As some collapse coverage is very different from others.

Ross legal Group has handled countless claims involving collapse where a home is rendered livable or dangerous as a result of an abrupt falling in of a floor, piling, or balcony. Collapse can be caused by a number of problems. Anything from a broken drain line causing a subsidence of the ground, to sliding glass doors with failing weep holes that get inundated with water and cause extensive damage to the wood framing.

Floor joist systems that collapse as well as balconies, cat walks, roof lines, Drain lines, and other abrupt falling down of building structures may be considered under your collapse coverage.

Ross Legal Group has handled numerous claims of homeowners living in houses that are on the brink of dangerous catastrophe and falling down. It is important that homes be sure to prevent further damage. Ross legal group was able to recover hundreds of thousands of dollars for a family whose house was in danger of falling down to seep incline into a ravine.

With our help their claim was paid and their house was restored. Insurance companies like to deny these claims because they argue the collapse is not “abrupt“ however most homeowners will say that they woke up one day and noticed a sudden change in their home. Please be aware of these exclusions and limitations and speak to an attorney if you are experiencing a loss such as this.