Water Damage Claims

Water Damage?

Water damage can occur at your home or business without a moment’s notice. All of a sudden a pipe break can lead to extensive damage throughout your dwelling. The presence of water can cause mold to grow, wood panels to expand, doorways to swell, and flooring to buckle off the floor. While coverage typically excludes perils like flooding or sewage backup, a homeowners or business policy should cover sudden or perils like a burst water pipe. Your coverage protects you against water damage to walls and floors if the water came from inside the property and plumbing system. Other weather-related events like storms causing water damage can also be covered under your policy.

Water leaks can spring up at any moment. The water seeps into your home causing widespread damage to flooring wood materials, drywall and leads to more. Water claims can be caused by many different sources in your home.

Appliance leaks are leaks that originate from refrigerators, dishwashers, garbage disposals, or reverse office most systems. These are usually covered cause of loss in any average homeowner’s policy. Lately homeowners’ policies have been writing in limitations to water loss claims and requiring that remediation measures be undertaken within a certain number of days. They’ve also limited the amount you can spend on water remediation and mitigation efforts. Please read your policy carefully in this regard.