Wind and Weather Damage Claims

Wind & Weather Is Often Covered

Tornadoes, unnamed windstorms, summer storms, and other storms that rolled through in the wintertime cold fronts can wreck havoc on your home. Shingles missing, hail strikes and water coming through your home is a common occurrence.

High winds can cause major damage to your property. Wind claims involve shingles blowing off the roof, trees falling on your property, fences blown down and windows leaking from the pressures imposed by the wind ripping open window seals.

Wind pressures can also cause roof membranes or panels to be blown up and cause water to enter into layers underneath the roofing system causing water to trickle down into the building. This type of damage can also bring hidden damages that aren’t realized And the properties first inspected. Latent water is hanging on the walls and can pop up later after walls are removed and mold is discovered. Damage caused by wind is covered in most homeowners insurance policies, however there can be exclusions or limitations which may cause your claim to be denied. The Ross Legal Group has handled countless wind damage claims and help policyholders every day to recover what is rightfully owed.

Any windstorm including summer storms and winter cold fronts causing damage to your home or trees to topple over or covered losses. They are not subject to the large hurricane deductible listed in your policy. These claims are sometimes denied by insurance companies as they pass off these damages as wear and tear to your roof or a tree that was going to fall over anyway. It is important not to accept his denials and to pursue the claim and research into the weather storm because of the event.

Insurance carriers often under pay these claims arguing that roofs can be repaired. Remember that shingles that are old or 10 years or older often become brittle. The repairability and pliability of the shingles is vastly diminished, and any roofer will tell you that if the underlayment is older it is harder to patch. Please discuss any repair quote from your insurance carrier with a licensed roofer to determine feasibility of the roof repair and don’t take no for an answer.